Payments intelligence for local merchants

Stop overpaying on
every card swipe.

Rendrly sits on top of your payment processing and finds money you're losing — the wrong pricing model, downgraded interchange, missing B2B data — then syncs it all to your books and explains it in plain English.

◆ No processor switch required·Runs on your existing terminals
Built on infrastructure you already trust
NMI GatewayQuickBooksVisa · MastercardVerifone
4-in-1
Fee choice, downgrade recovery, books sync, and AI insights — one platform
No switch
Runs on the processor and terminals you already have
Minutes
From connecting your account to your first savings analysis
One platform, four ways to save

Everything competitors do separately — together.

Others sell one piece: pricing tools, or downgrade detection, or accounting. Rendrly is the only product that combines all four as a value-add on top of your account.

Fee model optimizer

We compare your real card mix against flat-rate and interchange-plus pricing, then recommend — or auto-switch to — whichever actually costs you less.

Flat-rate vs. interchange-plus

Downgrade detection & recovery

Every transaction is checked against Visa and Mastercard interchange tables. When one is charged a worse rate for missing data, we flag it and show the dollars lost.

Incl. B2B Level 2/3 data

Accounting sync

Daily settlement, fees, and deposits flow straight into QuickBooks Online — gross sales, processing fees, and net deposit reconciled automatically. No more manual entry.

QuickBooks Online

AI business insights

A scheduled read of your aggregated numbers turns into plain-English advice: what to switch, what you're losing, what changed this month — never your customers' card data.

Aggregate-only, no PII
How it works

Connected in minutes, saving from day one.

Connect your account

Rendrly reads your settlement and transaction data through your gateway — no new terminals, no switching processors.

We analyze every swipe

Card mix, funding types, interchange categories, and downgrades are scored automatically against the current rate tables.

You get the money back

See your savings, fix the leaks, sync clean numbers to QuickBooks, and get AI recommendations on a schedule.

Merchant stories

Local businesses, keeping more of every sale.

"I had no idea we were on the wrong pricing model. Rendrly flagged it in the first week and the switch paid for itself before the first invoice."

R
Your customer's name
Business name · City, State

"The B2B downgrade recovery alone found money we'd been quietly losing for years. Now the books just reconcile themselves in QuickBooks."

R
Your customer's name
Business name · City, State

"I'm not a payments person. The weekly plain-English summary tells me exactly what changed and what to do — without another dashboard to babysit."

R
Your customer's name
Business name · City, State
Downgrade recovery

The savings hiding in your B2B transactions.

Business and government cards qualify for lower interchange — but only when Level 2 and Level 3 data (invoice number, tax amount, line items) is attached. Most merchants never send it and quietly overpay.

Detects commercial and purchasing cards automatically by BIN.
Flags exactly which data field was missing on each downgrade.
Verifies after settlement that the lower rate actually applied.
Business cards detected184
Downgraded — missing L2/L337
Avg. estimated overcharge / txn$33.50
Estimated recoverable after fix$1,072
Estimated this quarter$3,410

Your data stays yours.

Rendrly is built to see your business, not your customers. We work from tokenized, truncated transaction data — never full card numbers — and the design minimizes PCI scope from day one.

We never see cardholder data

Analysis runs on tokenized, truncated data — BIN, last four, and card brand. The full card number never reaches us.

Aggregate-only AI

Insights are generated from merchant-level business totals. No individual cardholder or customer data is ever sent to the model.

Read-only by design

We analyze the settlement data you already have. Rendrly never takes possession of or moves your funds.

Built for PCI scope minimization

Architected around card-brand and PCI DSS best practices, with payments-counsel and QSA review ahead of launch.

Pricing

Pays for itself in the first month.

Simple plans that sit on top of your processing — no long contracts.

Starter
$0 /mo
See where you're losing money before you commit a dollar.
  • Fee model analysis
  • Downgrade detection
  • Card mix dashboard
  • 1 location
Start free
Most popular
Growth
$49 /mo
The full platform for a single busy storefront.
  • Everything in Starter
  • B2B Level 2/3 recovery
  • QuickBooks Online sync
  • AI insights, weekly
  • Up to 3 locations
Start free analysis
Portfolio
Custom
For ISOs and multi-location operators managing many merchants.
  • Everything in Growth
  • Portfolio admin view
  • Margin & risk reporting
  • Priority support
Talk to us
FAQ

Questions, answered.

Do I have to switch processors?

No. Rendrly runs on top of your existing gateway and terminals. Nothing about your current processing setup changes — we just read the data and find the savings.

How long does setup take?

Connecting your account takes a few minutes. Your first savings analysis is ready shortly after your settlement data syncs — usually the same day.

What happens to my data?

We work from tokenized, truncated transaction data — never full card numbers. AI insights use aggregate merchant totals only, never individual cardholder data. Rendrly is read-only and never touches your funds.

What if I'm already on interchange-plus?

Rendrly still earns its keep. It flags downgraded transactions and missing B2B Level 2/3 data, and confirms whether your current pricing is genuinely the cheapest option for your real card mix.

Is there a long-term contract?

No. Start free, upgrade when the savings are obvious, and cancel anytime. The plans sit on top of your processing month to month.

Which processors and tools do you support?

Rendrly is built on the NMI gateway and syncs with QuickBooks Online, with additional integrations planned. If you're not sure whether your setup is supported, reach out and we'll check.

See what you're leaving on the table.

Connect your account and get a free savings analysis in minutes.